# Legal Documents — Summary
## Files Created
| File | Purpose |
|------|---------|
| `PRIVACY_POLICY.md` | Privacy policy (no child data collected) |
| `TERMS_OF_SERVICE.md` | User agreement, disclaimers, liability limits |
| `REFUND_POLICY.md` | Subscription refund terms |
| `DMCA_POLICY.md` | Copyright infringement reporting process |
| `MICHIGAN_BUSINESS_CHECKLIST.md` | Step-by-step Michigan business setup |
---
## What to Replace Before Publishing
Every document contains placeholders. Search for `[` and replace:
| Placeholder | Replace With |
|-------------|-------------|
| `[Website Name]` | Your actual site name |
| `[DATE]` | Publication date |
| `[OWNER NAME]` | Your legal name |
| `[EMAIL ADDRESS]` | Your business email |
| `[PHYSICAL ADDRESS - Michigan]` | Your Michigan address |
| `[PRIVACY EMAIL]` | Dedicated privacy email (optional) |
| `[SUPPORT EMAIL]` | Customer support email |
| `[COUNTY]` | Your Michigan county |
| `[LINK]` | Relevant URLs |
---
## Your Legal Risks (Low — No Child Data)
### 1. General Privacy (Low Risk)
You collect only parent email addresses. Standard privacy policy covers this.
**What you're doing:**
- Collecting parent email only
- No child names, grades, or personal information stored
- Clear data retention and deletion policy
### 2. Educational Liability (Low Risk)
Parents could theoretically claim your worksheets caused educational harm.
**Protection:**
- Clear disclaimer that worksheets are supplemental
- AI-generated content disclaimer (no accuracy guarantees)
- Limitation of liability clause in Terms of Service
### 3. Intellectual Property (Low Risk)
Someone could claim your worksheets copied their copyrighted material.
**Protection:**
- DMCA policy published
- All content is AI-generated from scratch, not scraped
- Clear terms that users cannot resell worksheets
### 4. Payment Disputes (Low Risk)
Users could chargeback or dispute payments.
**Protection:**
- Clear refund policy published before checkout
- Terms of Service accepted before payment
- Good customer support response time
---
## When to Get a Michigan Attorney
**Recommended** (but not urgent) before launching if you:
- Plan to invest more than $1,000 in the business
- Plan to expand beyond worksheets (courses, tutoring, etc.)
- Collect any additional personal information later
**Cost estimate:** $300-500/hr, expect to pay for 1-2 hours of review
Total: $500-1,000 to have someone review these docs
**Find Michigan attorneys:**
- Michigan State Bar referral: [michiganstatebar.org](https://www.michiganstatebar.org)
- Focus on: business law + internet/privacy law
---
## Quick Start (Do This First)
1. ✅ Apply for EIN (free, 15 minutes at IRS website)
2. ✅ Open business bank account
3. ✅ File DBA if using a business name ($25)
4. ✅ Create Stripe account
5. ✅ Publish legal pages with your info filled in
6. ✅ Add footer links to all pages
---
## Technical Requirements
When building the website, implement:
- **Age verification** on signup: "I confirm I am 18 years or older" checkbox
- **No child data collection** — worksheets generated on-the-fly, not stored with child identifiers
- **Account deletion:** Full account deletion, processed within 30 days
- **Data encryption:** HTTPS + encrypted database
- **Privacy-first analytics:** Use Plausible or similar (no third-party tracking cookies)
---
*None of this constitutes legal advice. Consult a qualified Michigan attorney.*