# Terms of Service

**Last Updated:** [DATE]

## 1. Acceptance of Terms

By accessing or using [Website Name] ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

## 2. Description of Service

[Website Name] provides AI-generated educational worksheets for homeschooling families. Features include:
- Custom worksheet generation based on subject, grade level, and topic
- PDF download and printing of worksheets
- Account and subscription management

We reserve the right to modify, suspend, or discontinue any feature at any time.

## 3. Eligibility

You must be **at least 18 years old** and have the legal capacity to enter into a binding agreement to use this Service.

## 4. Accounts

### 4.1 Account Creation
You must create an account to use the Service. You agree to:
- Provide accurate, current information
- Maintain the security of your account credentials
- Notify us immediately of unauthorized access

### 4.2 Account Responsibility
You are responsible for all activity under your account. We are not liable for losses resulting from your failure to secure your account.

### 4.3 Account Termination
We may suspend or terminate accounts that violate these Terms. You may delete your account at any time through account settings or by contacting us.

## 5. Subscriptions and Payments

### 5.1 Pricing
Subscription pricing is displayed on our website at the time of purchase. We reserve the right to change pricing with 30 days' notice to existing subscribers.

### 5.2 Billing
- Subscriptions are billed in advance on a monthly or annual basis
- Your payment method will be charged automatically at the start of each billing period
- We use Stripe for payment processing; see Stripe's terms and privacy policy

### 5.3 Free Trials
If a free trial is offered, you will be charged at the end of the trial period unless you cancel before the trial ends. We will email you before charging.

### 5.4 Refunds
See our Refund Policy: [LINK]

### 5.5 Late Payments
If your payment fails, we will attempt to charge again after 3 days. Continued failure may result in service suspension.

## 6. Intellectual Property

### 6.1 Our Content
All worksheets, templates, curriculum frameworks, website design, and original content on [Website Name] are owned by us or our licensors and protected by U.S. and international copyright laws.

### 6.2 AI-Generated Content
Worksheets are generated using AI models. By using the Service, you acknowledge that:
- Worksheets are generated dynamically based on your selections
- We make no guarantee that any specific worksheet will be free of errors
- Content should be reviewed by the parent/teacher before use with children

### 6.3 Your Use Rights
Subscribers may:
- Download, print, and use worksheets for personal/educational purposes
- Share worksheets with enrolled children
- NOT resell, redistribute, or use worksheets for commercial purposes
- NOT remove copyright notices or watermarks

## 7. Acceptable Use

You agree NOT to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorized access to our systems or other users' accounts
- Scrape, copy, or reproduce content at scale without permission
- Use automated tools to access the Service beyond reasonable use
- Share your account with unauthorized users
- Reverse engineer or attempt to extract our AI models or systems

## 8. Disclaimers and Limitations

### 8.1 Educational Disclaimer
[Website Name] is a supplement to homeschooling, not a replacement for professional educational guidance. We make no claims about academic outcomes, test score improvements, or curriculum adequacy. Parents are responsible for ensuring the content meets their child's needs and applicable state homeschooling requirements.

### 8.2 Accuracy
While we strive for accuracy in our worksheets, AI-generated content may contain errors. We recommend parents review all content before use.

### 8.3 "As Is" Basis
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

## 9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY MICHIGAN LAW:
- WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
- OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRIOR TO THE CLAIM
- WE ARE NOT LIABLE FOR ANY CONTENT GENERATED BY AI MODELS OR THIRD-PARTY SERVICES

## 10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:
- Your use of the Service
- Your violation of these Terms
- Your violation of any third-party rights

## 11. Termination

We may terminate or suspend your access at any time, with or without cause, with or without notice. Upon termination:
- Your right to use the Service ceases immediately
- You may export your data within 30 days
- Outstanding fees remain payable

## 12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the **State of Michigan**, without regard to conflict of law principles.

### 12.1 Informal Resolution
Before pursuing legal action, you agree to contact us at [EMAIL] to attempt to resolve the dispute informally within 30 days.

### 12.2 Arbitration
ANY DISPUTE ARISING FROM THESE TERMS SHALL BE RESOLVED THROUGH BINDING ARBITRATION IN [COUNTY], MICHIGAN, IN ACCORDANCE WITH THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION. CLASS ACTION LAWSUITS ARE WAIVED.

### 12.3 Small Claims
Nothing prevents you from bringing claims in small claims court if your claims qualify.

## 13. Miscellaneous

- **Entire Agreement:** These Terms constitute the entire agreement between you and us
- **Severability:** If any provision is found unenforceable, the remaining provisions remain in effect
- **No Waiver:** Failure to enforce any provision does not constitute a waiver
- **Assignment:** We may assign these Terms; you may not assign without our consent
- **Changes:** We may update these Terms. Material changes will be notified via email or website notice 30 days before taking effect

## 14. Contact

[Website Name]
[OWNER NAME]
[EMAIL ADDRESS]
[PHYSICAL ADDRESS - Michigan]

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*This document is a template. Consult a qualified attorney licensed in Michigan before publishing.*